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Five Good Reasons
for a Payday Advance

SecondWallet is here to help when cash is tight. We're also here to help you manage your finances.

Here are some tips:

#1 - Protect your credit score
Lenders and creditors base their fees on the amount of risk a borrower poses. A credit score rates this risk: the higher the score, the lower the risk. This means that people with higher credit scores will pay less to borrow money. Use payday advance loans to always pay bills on time to ensure the highest credit score possible.

#2 - Establish good banking practices
Bank account fees, if not managed properly, can add up quickly. Banks can have all sorts of fees: bouncing a check, maintaining a negative balance (non-sufficient funds), not maintaining a certain positive balance, etc. Use a payday advance loan to keep enough money in your account so you won't accumulate bank charges.

#3 - Control your credit cards
Credit fees - with credit companies and creditors like department stores - can add up quickly. Creditors can charge fees when payments are made past the due date, when you charge over your limit, and when you maintain an unpaid balance (paid in the form of interest). Use a payday advance loan in order to gain control of your credit cards.

#4 - Never bounce checks
In addition to bank penalties for bouncing checks, payees can also charge fees. Avoid these fees and the embarrassment of bouncing checks by using a payday loan.

#5 - Avoid reinstatement & reconnection fees
We've all seen notices to pay, or else! These can be really expensive. Use a payday advance loan to make sure you always pay a bill before this happens.

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